Vice President, Commercial Lender/Bank Officer
First Texas Bank is currently seeking a Vice President, Commercial Lender/Bank Officer to oversee the Liberty Hill, Texas market.
The ideal candidate will have a diverse background of commercial and consumer lending experience including real estate development, commercial construction, long-term financing, Commercial and Industrial, and residential real estate and consumer lending.
First Texas Bank has been proudly serving the Williamson County/Central Texas marketplace for more than 120 years. Since our founding, First Texas Bank has focused on delivering superior service by knowledgeable and friendly staff. We are seeking motivated professionals to join the organization. We offer an excellent benefit package including paid vacation and time off, health, dental, and life insurances, annual bonus, 401(k), and professional work environment.
General Purpose Summary:
The Vice President, Commercial Lender/Bank Officer manages a portfolio of loan and depository accounts, prospects new customers, and cross sells banking services by performing the following essential duties and responsibilities.
Essential Duties and Responsibilities:
Initiate, develop, and direct the business development efforts of the bank by calling on potential or existing customers to develop and/or retain business. Participate in a formal business development and officer calling program in conjunction with assigned account responsibilities. Represent the bank in the community while developing and promoting additional business. Support Community Reinvestment Act (CRA) through business development efforts. Accumulate, analyze, and assess the financial strength of potential borrowers through high-level review of financial statements, tax returns, credit reports, and supporting documentation. Approve loan applications within delegated credit authority. Negotiate terms for commercial credit commensurate with transaction risk and bank guidelines. Participate in the credit review and approval process. Supervise lending staff responsible for loan closings. Monitor, collect, and review an existing loan portfolio. Advise Senior Management on market trends and developments. Perform other work-related duties as may be assigned.
Supervisory Responsibilities:
Responsible for the overall direction, coordination, and evaluation of the lending function and service level of the bank. Carries out supervisory responsibilities in accordance with the organization's policies and applicable laws.
Education And/Or Experience:
Bachelor's degree (B.A.) from four-year college or university in business, accounting, finance, or marketing with three years experience; or five years related experience and/or training; or equivalent combination of training and experience preferred. Formal credit training desired. Commercial and/or consumer lending, sales, or marketing experience required.
First Texas Bank is an equal opportunity/affirmative action employer.